Check vs. Gusto

More payroll runs on Check

While Gusto was retrofitting its legacy product, Check built embedded payroll from the ground up. Our flexible, purpose-built API enables more partners to scale successful payroll businesses on our platform.

Embedded Payroll Wages processed as of Jan ‘25
Gusto Blog, Jan 2025

Partners are our only business.

We don’t sell payroll directly to employers. That means we’ll never be competing for your customers, and our roadmap is entirely dedicated to ensuring your success.

Percentage of Revenue from Embedded Business

Top 3 reasons partners
choose Check.

Differentiate your payroll
Serve complex customers
Scale with ease

Flexibility to build unique solutions.

Your payroll product should adapt to your customers—not the other way around. Unlike Gusto’s one-size-fits-all solutions, Check provides the configurability necessary to maintain a competitive edge.

Building payroll that meets unique user needs.

Check offers the most configurable earnings and benefits tools, allowing customers to pay employees and stay compliant no matter their region or industry requirements.

Custom earning types

Critical for:
30 + Custom
5
Multiple pay runs per period

Critical for:
Custom benefits & deductions

Critical for:
Piece rate payroll support

Critical for:
Flexible tip classification

Critical for:
Accelerated processing periods

Critical for:
Revenue sharing integrations

Critical for:

Power larger and more complex industries.

Our platform is built to handle the businesses you serve. From solopreneurs to nationwide operations, Check enables you to support the customers that Gusto leaves behind.

Building payroll that meets unique user needs.

Check offers the most configurable earnings and benefits tools, allowing customers to pay employees and stay compliant no matter their region or industry requirements.

Multi-state support

Critical for:
Multi-location support

Critical for:
Max employees per EIN

Critical for:
2,000
<100
Multiple Bank accounts

Critical for:
Agriculture company support

Critical for:
Non-profit company support

Critical for:
Bulk data imports

Critical for:
AI bulk data parsers

Critical for:

Move faster with streamlined workflows.

We’ve taken the pain out of running payroll. Where Gusto leaves users buried in manual work, our contextual support and automated processes reduce friction for your team and your customers.

Building payroll that meets unique user needs.

Check offers the most configurable earnings and benefits tools, allowing customers to pay employees and stay compliant no matter their region or industry requirements.

Critical for:
Event-driven refiles and amendments

Critical for:
Self-service pay corrections & voids

Critical for:
Tailored comms and notification

Critical for:
Optimized self-serve setup flow
1 page
100+ pages

Critical for:
White-glove setup options

Critical for:
Fully-featured operator console

Critical for:
Money movement edge case handling

Critical for:
Real-time support with CheckAI

"Switching to Check was the best decision we made for our payroll business. The flexibility, support, and automation have been game changers for our operations and customer satisfaction."

 
Former Gusto Embedded Customer

By the numbers.

70+ platforms run payroll on Check.

Check embedded infrastructure has been proven by dozens of partners. Gusto is live with 11.

Become a partner

Zero competitive churn.

None of our partners have ever left Check for another embedded provider. Meanwhile, 38% of Gusto’s volume 
has switched to Check.

2,000 employee support.

Check makes it easy to serve large employers, franchises, or complex contractor teams. Gusto isn’t built to handle businesses over 100.

Become more for your customers.

Find out how payroll can power your growth. Start building today.

Let’s talk payroll